Joining Pamoja Hearts Of Harmony means becoming part of a compassionate community that stands together during life’s most difficult moments. Our structured benevolent fund ensures that every member has financial security and emotional support when loss happens.

Simple, Reliable, and Compassionate

How It Works

1. Become A member
  • Join the Family – Become a member by paying an annual membership fee of $50 and contributing to the benevolent fund.
  • Secure Your Loved Ones – In case of loss, receive financial support for funeral expenses.
  • Honor and Heal Together – We provide emotional support, guidance, and comfort.
2. Requesting Assistance

Loss comes without warning, and when it does, time is critical.

Our rapid-response support system ensures that when a member’s family experiences loss, help is just a request away. At Pamoja Hearts Of Harmony, swift response is our modus operandi.

We provide quick financial disbursements, practical assistance, and guidance to ease the funeral planning process.

3. Contribution Structure
  • When a nuclear family member passes – Members contribute $30 per member (The bereaved member receives $6,000).
  • When a member passes away – Members contribute $70 per member (The member’s next of kin receives $14,000).
  • Note: Members must wait 90 days after joining before making an incident claim.